Commercial Lender

The Agency · Mason City, Iowa

FULL TIME

Job Description

A community-focused financial institution is seeking a VP Commercial Lender to support continued growth. The organization has built a reputation for responsive decision-making, disciplined credit practices, and long-standing partnerships with businesses across its markets. This opportunity offers portfolio ownership, direct client engagement, and the ability to contribute to meaningful loan growth within a stable and collaborative banking environment.

The VP Commercial Lender will focus on developing new business relationships, structuring customized credit solutions, and managing an existing portfolio while maintaining strong asset quality.

Key Responsibilities

Develop and manage a portfolio of commercial and middle-market lending relationships

Originate commercial and industrial (C&I) and commercial real estate loan opportunities

Structure and negotiate credit facilities, including lines of credit, term loans, and real estate financing

Analyze financial statements, tax returns, and cash flow projections to assess credit risk

Prepare and present loan packages and recommendations to the loan committee

Monitor portfolio performance to ensure strong asset quality and regulatory compliance

Cross-sell deposit and treasury management services to strengthen client relationships

Participate in community engagement and business development activities

Maintain consistent communication with clients regarding financing needs and opportunities

Required Qualifications

At least 5 years of commercial and ag lending experience

Demonstrated success in business development and portfolio growth

Strong financial analysis and credit underwriting expertise

Experience with C&I and commercial real estate lending structures

Solid understanding of regulatory compliance and lending policies

Strong communication, negotiation, and relationship-building skills

Established local business network preferred

Bachelor’s degree in Finance, Business, or related field preferred

This is a strong opportunity for a commercially driven financial professional seeking portfolio ownership, local market impact, and long-term career growth within a respected institution. For immediate consideration, please contact Allie Bradsky directly.

Company	The Agency
Location	Mason City, Iowa
Type	FULL TIME
Niche	Financial and mathematical associate professionals

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